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We regulate Compulsory Third Party (CTP) insurance in Queensland

young man rehabilitation with physio

What is CTP insurance?

Compulsory Third Party (CTP) insurance comes with vehicle registration in Queensland. If you’re hurt in a motor vehicle accident and it wasn’t your fault, you can make a claim through the at-fault vehicle’s CTP insurance to help pay for your medical treatment, rehabilitation and compensation for your losses.

CTP insurance does not cover damage to property, vehicles or injuries to the at-fault driver.

Latest news

The Motor Accident Insurance Commission’s (MAIC) August 2026 quarterly newsletter and annual 2025-26 CTP scheme insights are now available.

During Queensland Road Safety Week, researchers shared insights into MAIC-funded projects aimed at preventing road trauma and improving safety outcomes on Queensland r...

Queensland’s CTP insurance scheme now offers competitive premiums across insurers. That means prices can vary – and it’s worth checking before you renew.Â