Interstate accidents and CTP authorities

Motor vehicle accidents in Queensland: at-fault vehicle registered in another state

If you are injured in a motor vehicle accident in Queensland, but the vehicle that may be at fault is registered in another state, you will need to follow the Queensland Compulsory Third Party (CTP) insurance claims process. However, the claim must be submitted to and managed by the interstate insurer or the CTP authority of the state where the vehicle is registered. See interstate CTP authority contact details below.

Motor vehicle accidents interstate: at-fault vehicle registered in Queensland

If someone driving your registered motor vehicle causes, or partially causes, an accident that injures someone else anywhere in Australia, CTP insurance covers medical treatment, rehabilitation and compensation costs related to these injuries.

See Can I claim? for more information.

If you are injured in a motor vehicle accident outside of Queensland

If you are injured in an accident while driving or riding your Queensland-registered vehicle interstate:

  • if the State or Territory is a fault-based CTP scheme (i.e. Queensland, South Australia and Western Australia) and another driver or rider was at fault in the accident, you may be eligible for compensation under the State or Territory’s CTP scheme;
  • if the State or Territory is a fault-based CTP scheme (i.e. Queensland, South Australia and Western Australia) and you were the driver or rider at fault in the accident, you may not be eligible for compensation. This includes single vehicle accidents involving only your vehicle.
  • if the State or Territory is a no-fault CTP scheme, you may be eligible for some compensation under the State or Territory’s CTP scheme regardless of whether you were at fault in the accident. Currently New South Wales, Victoria, Tasmania, the Australian Capital Territory, and the Northern Territory offer varying benefits for at-fault drivers or riders, depending on the circumstances of the accident.

In all States and Territories, access to benefits may not be permitted where people are injured by their own serious wrongdoing, for example serious cases of negligence, criminal activity, intoxication, or self-harm. Benefits may also be reduced if an injured person does, or does not do, something that substantially contributes to their injuries.

For information on CTP insurance claims processes in other states (including claims forms), contact the relevant interstate CTP authority listed below.

Interstate CTP authorities

New South Wales

Australian Capital Territory

Victoria

Northern Territory

South Australia

Tasmania

Western Australia

 

 

Last updated: 16 July 2026