Legislation

The following legislation applies to Compulsory Third Party (CTP) insurance claims in Queensland.

Access the legislation by clicking on the links below:

Civil Liability Act 2003
Civil Liability Regulation 2014
Motor Accident Insurance Act 1994
Motor Accident Insurance Regulation 2018

The Civil Liability Act 2003 applies to accidents in Queensland occurring on or after 2 December 2002. The Civil Liability Act 2003 operates, and should be read with, the Motor Accident Insurance Act 1994.

The Civil Liability Act 2003 affects the type of claims that can be made as well as limiting some of the compensation that can be claimed. See Chapter 3 – Assessment of damages for personal injury of the Civil Liability Act 2003.

For further information on how the Civil Liability Act 2003 affects your claim contact the CTP insurer involved or your solicitor (if you are legally represented).

Indexation of monetary amounts

Certain monetary amounts under the Motor Accident Insurance Act 1994 are indexed on an annual basis, including the declared costs limits, lower offer limits and upper offer limits.

The amounts are fixed via Ministerial notice, available as follows:

The following table provides a consolidated overview of historic and current monetary amounts to support ease of use

Period (dates inclusive) Declared costs limit ($) Lower offer limit ($) Upper offer limit ($)
2 December 2002 to 30 June 2010 2,500 30,000 50,000
1 July 2010 to 30 June 2011 2,950 35,340 58,900
1 July 2011 to 30 June 2012 3,040 36,400 60,670
1 July 2012 to 30 June 2013 3,210 38,390 63,990
1 July 2013 to 30 June 2014 3,380 40,460 67,450
1 July 2014 to 30 June 2015 3,510 41,990 70,010
1 July 2015 to 30 June 2017 3,600 43,020 71,730
1 July 2017 to 30 June 2018 3,690 44,070 73,490
1 July 2018 to 30 June 2019 3,800 45,430 75,750
1 July 2019 to 30 June 2020 3,910 46,800 78,040
1 July 2020 to 30 June 2021 4,000 47,850 79,790
1 July 2021 to 30 June 2022 4,020 48,030 80,090
1 July 2022 to 30 June 2023 4,160 49,700 82,870
1 July 2023 to 30 June 2024 4,380 52,350 87,300
1 July 2024 to 30 June 2025 4,590 54,850 91,460
1 July 2025 to 30 June 2026 4,860 58,090 96,870

For monetary amounts under the Civil Liability Act 2003, please see:

Further information

Online searches for the complete range of Queensland Government legislation may be conducted at the Office of the Queensland Parliamentary Counsel website.

Legislation is available in Portable Document Format (PDF). Adobe Acrobat Reader is required to open and print PDF files and is free to download at the ‘Get Adobe Reader’ website.

For additional information or assistance, please contact us

Last modified 27 June 2025

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