Motor Accident Insurance Commission

The Motor Accident Insurance Commission (MAIC) is the regulatory authority responsible for the ongoing management of the Compulsory Third Party (CTP) scheme in Queensland.

Established under the Motor Accident Insurance Act 1994, MAIC commenced operations on 1 September 1994 as a statutory body. The Chief Executive of the Commission is the Insurance Commissioner who, in this capacity, is also the Nominal Defendant.

MAIC is funded by a statutory levy payable with the CTP insurance premium. Revenue from compliance fines and income earned on investment of the Motor Accident Insurance Fund are used to fund MAIC’s research initiatives.


MAIC’s vision is to ensure financial protection that makes Queensland stronger, fairer and safer through:

  • overseeing an affordable and efficient CTP scheme and
  • actively engaging and consulting with stakeholders on scheme performance and improvement opportunities.


MAIC is responsible for regulating and improving Queensland’s Compulsory Third Party (CTP) insurance scheme and managing the Motor Accident Insurance and Nominal Defendant funds.


MAIC is responsible for:

  • ensuring people injured in road accidents receive fair compensation;
  • compensating people who are injured as a result of the negligent driving of an unidentified or uninsured motor vehicle through the Nominal Defendant;
  • ensuring Queensland motorists receive affordable premiums;
  • the regulation of insurers’ activity and compliance; and
  • meeting any claim costs of an insolvent insurer.


MAIC’s key functions involve:

  • the licensing and supervision of CTP insurers;
  • monitoring the operation of the scheme;
  • fixing the range within which each insurer’s premium must fall and recommending to Government the levies payable;
  • promoting research, education and the infrastructure to reduce the number of motor vehicle crashes and facilitate rehabilitation of injured people;
  • developing and maintaining a claims register and statistical database for the purpose of providing management information; and administering the Nominal Defendant Fund.

Last modified 3 December 2020


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