Scheme review 2023

Queensland’s compulsory third party (CTP) insurance scheme is one of the fairest and most affordable CTP schemes in Australia. The Queensland Government is committed to ensuring it continues to deliver ongoing affordability and fairness for Queenslanders.

The Hon. Cameron Dick MP, Treasurer and Minister for Trade and Investment, has requested that MAIC conduct a review of Queensland’s CTP insurance scheme to identify opportunities to improve the scheme’s sustainability. The review will not consider any changes to the CTP scheme’s premium setting process or compensation benefits for people who are injured.

Queensland’s CTP insurance scheme is the most affordable in mainland Australia and delivers fair and timely compensation and rehabilitation support to people injured in road crashes through no fault of their own. The last review of the scheme occurred in 2016, and it is appropriate to conduct a fresh look at the scheme to ensure it is continuing to work for Queenslanders.

Discussion paper

As part of the 2023 review, MAIC has released a discussion paper seeking feedback on Queensland’s CTP scheme from key industry stakeholders and the wider community.

The discussion paper addresses a range of issues facing the CTP scheme and seeks feedback on opportunities to improve the scheme for Queenslanders.


Submissions to provide feedback on this discussion paper have now closed. We thank our valued stakeholders for their contributions. In addition to the submissions shown below, confidential submissions were received from Shine Lawyers and Youi Insurance.

Contact us

CTP scheme review team

  • Telephone:

    1800 CTP QLD (1800 287 753)
  • Address:

    Motor Accident Insurance Commission
    GPO Box 2203
    Brisbane QLD 4001

Last modified 26 February 2024


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