Complaints and feedback
We are committed to continuous improvement in delivering an affordable, efficient and fair Compulsory Third Party (CTP) insurance scheme for the Queensland community. In line with Queensland Public Service values and obligations, our management of complaints and feedback is designed to be impartial, confidential and transparent. It also reflects our commitment to respecting, protecting and promoting human rights. We invite your feedback on the Motor Accident Insurance Commission (MAIC) and/or the Nominal Defendant (ND).
Make a complaint about MAIC and/or the Nominal Defendant
You can lodge your complaint to MAIC by:
- completing the online complaints form
- emailing firstname.lastname@example.org
- calling us on 1800 CTP QLD (1800 287 753)
- mailing the Complaints Officer at GPO Box 2203 Brisbane Qld 4001.
The MAIC complaints process involves the following stages:
Under the Human Rights Act 2019 (Qld), you can make a human rights complaint if you believe that MAIC or ND (including its staff) has acted or made a decision that is not compatible with human rights, or has failed to give proper consideration to a human right in making a decision. In assessing your complaints, we will consider whether your human rights have been impacted, even if you do not expressly raise the issue.
We seek to proactively resolve complaints in line with the following service standards:
- acknowledgement of your complaint within 5 business days
- response to your complaint within 30 to 60 business days depending on the type of complaint (human rights complaints have a response time of 45 business days).
Making a complaint about a CTP insurer
CTP claims by their nature can involve different points of view at various stages of the process, so a claimant and an insurer may have different points of view. For example, this could be in relation to—who is most at fault for the accident or the amount of compensation, which is fair in the circumstances. Usually, such matters can only be resolved between the parties or determined by the Court.
One of the functions of MAIC is to supervise and monitor the management of claims by CTP insurers. If you have a complaint in relation to insurer conduct or compliance with their statutory obligations, you should first make your complaint to the insurer involved. If you are unsatisfied with their initial response, you should request an internal review be conducted by the insurer.
The below table provides links to each insurer’s webpage, which outlines details of their complaints process, including requesting an internal review.
|Insurer||Link to insurer complaints process|
|AAI/Suncorp||QLD CTP Insurance Claims | Suncorp|
|Allianz||CTP Insurance QLD Claims | Allianz|
|QBE||CTP Complaints | QBE|
|RACQ||Feedback and complaints | RACQ|
If you have received an internal review of your complaint by the insurer and you are still not satisfied, you can lodge your complaint to MAIC by the same methods and process as outlined under ‘Make a complaint about MAIC and/or the Nominal Defendant’.
What happens if I am not happy with the outcome of my complaint?
If you are unhappy with the outcome of your complaint or the manner in which we handled it, you may request an internal review. If you are not satisfied with the internal review outcome, you may request an external review by the Queensland Ombudsman or, for human rights complaints, the Queensland Human Rights Commission.