Discussion paper released on Queensland’s CTP insurance scheme

The Motor Accident Insurance Commission released a discussion paper on the state’s compulsory third party (CTP) insurance scheme to ensure it continues to deliver ongoing affordability and fairness.

Queensland’s CTP insurance scheme is the most affordable in mainland Australia and delivers fair and timely compensation and rehabilitation support to people injured in road crashes through no fault of their own.

The review is focused on identifying opportunities to improve the scheme’s sustainability and will not consider any changes to the premium-setting process or compensation benefits for people who are injured.

Treasurer and Minister for Trade and Investment Cameron Dick said:

“Queensland has the most affordable CTP scheme in Australia, and it’s important the government keeps it that way, by undertaking periodic reviews.

“CTP is clearly delivering for Queensland drivers but for its long-term health we need to make sure it is sustainable for insurers as well.

“We’re looking to hear from any industry participants or other stakeholder with ideas about how things can be done better.

“The Palaszczuk Government is committed to ensuring insurance premiums remain affordable for Queensland motor vehicle owners.

“Queenslanders can be assured that the setting of premiums and compensation benefits will be untouched by this review process.”

The discussion paper is available on our Scheme review 2023 webpage.

Last modified 20 April 2023


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