1. Report the crash to police
The law requires that the driver of a motor vehicle involved in a crash in which a person is injured, must report the crash to the police. There is also a legal requirement on the person making a CTP claim to ensure that the crash has been reported to the police before the claim can proceed. You will need to obtain the Police accident report reference number to complete your claim.
If you were the driver of a vehicle involved in the crash, report the crash in person to the nearest police station to where the crash occurred. If you were not the driver of a vehicle involved in the crash and you wish to make a claim and are unsure if the crash has been reported to the police:
- complete a Report of Traffic Incident to Police Form; and
- take it to the nearest police station to where the crash occurred.
2. Obtain the registration number of the vehicle that caused the crash
To lodge a claim form, you will require the registration number of the at-fault vehicle. If multiple vehicles were involved in the crash, also obtain their registration numbers.
If the vehicle you think was at-fault was registered in Queensland, you can identify the CTP insurer online. To use this service you must know the at-fault vehicle’s registration number and the date of the accident. If you are unable to identify the CTP Insurer of the at-fault vehicle or do not have the details required please contact the Enquiry Line on 1300 302 568 for assistance.
If the at-fault vehicle was registered interstate refer to the relevant interstate authority. If the at-fault vehicle in the crash is not able to be identified, or is unregistered and therefore uninsured, you can lodge your claim against the Nominal Defendant.
3. Complete your claim form
Failure to complete all sections of the form may lead to delays with your claim being progressed. Complete a Notice of Accident Claim Form or if making a fatal injury claim, complete a Fatal Injury Claim Form, as fully as you can.
Have your medical practitioner complete the medical certificate that is part of the claim form. Completion of the medical certificate (page 7 of the Claim Form) is a pre-requisite for the insurer to consider funding treatment and rehabilitation and/or settlement of a claim.
4. Lodge your form
Your completed claim form must be sent to the CTP insurer of the at-fault vehicle together with copies of any relevant reports, documents, accounts and receipts.
If the at-fault vehicle was registered in Queensland, you know the vehicle’s registration number and the date of the accident, you can identify online the CTP insurer where you can lodge your claim.
If the at-fault vehicle was registered in another State or Territory, you will need to contact the relevant interstate authority for information on how to lodge your claim.
For further assistance, please contact the Enquiry Line on 1300 302 568 or via email at email@example.com.
Claims forms include: